Hello bhaiyo kaise hai aap sabhi..
Aaj ki yah post aap sabhi logo ke liye hone wali hai kyunki aaj ki iss post mein hum log personal loan ke baare mein baat karne waale hai lekin yah Personal loan jo hai baaki ke personal ke muqable kucch alag hi hone waala hai jiska kaaran yah hai ki aapne kaafi banks se loan ke baare mein suna hoga aur aap mein se kaafi logo ne loan bhi apply Kiya hoga lekin aapka wo jo bank se loan hai aapka approved hone mein time lagta hai kucch samay ke andar lekin aaj jo hum personal loan ke baare mein janne waale hai ya baat karne waale hai wo wk tarike ka pre approved loan mein ae ek hai aur isi ke baare mein aapko hum aaj ki iss post mein poora explanation dene waale hai..
To sabse pahle baat karte hai ki aakhir yah pre approved personal loan kya hai aur kis bank se aapko yah loan mil jaata hai to aapko mai bata doo ki yah jo pre approved loan hai yah aapko mil sakta hai icici bank se aur jaha tak baat rahi ki icici bank pre approved personal loan ki to iss loan mein aapko jo loan hai wo icici bank ke kuch selective customer ko yah pre approved loan milta hai aur kaise whi iss loan ko le sakte hai yahi aapko iss post mein baat karne waale hai..
Table of Contents
ICICI Bank Pre Approved Personal Loan Kya Hai?
To aapko waise Maine intro mein bata diya hai ki aakhir yah pre approved personal loan kya hai aur kaise work karta hai to aapko bata doo ki yah loan icici bank ke kucch selective customer ko milega aur iske liye kucch criteria hai jo ki mai aage bata doonga aur pre approved loan mein aapka loan bahut jald dekhne ko mil jaata hai aap bahut hi jaldi iss loan ko approved karwa ke apne bank account mein paa sakte hai ..
ICICI Bank Pre Approved Personal Loan Lene Ke Benifits?
Sabse pahle to yah pre-approved loan icici bank ke kucch selective customer ko milega..
Iss loan ko lene ka sabse bada benefits yah hai ki aap iss loan ko apne bank account mein maatr 3 second mein paa sakte hai..
Isi ke saath aap iss icici bank pre approved loan ko minimum documentation mein apply kar sakte hai..
Aur jaise ki aap yah jante hai ki yah loan ek yaani personal loan ek unsecured loan hai to waise hi pre approved loan bhi hai jisme bada benefits yah hai ki aapko no security no collateral par aapko yah loan mil jaata hai…
Saath hi icici bank mein pre approved personal loan mein aapko jo loan hai fastest Processing mein aapko yah loan mil jaata hai..
Aur sabse kamaal ki baat ki aapko yah loan ek flexible repayment mein aapko yah loan mil jaata hai aur kyunki yah pre approved loan ek selective customer ko milta hai to yah feature bhi unhi ko milega..!!
ICICI Bank Pre Approved Personal Loan Mein Kitna Amount Milta Hai?
To baat kare ki jab aap log icici bank mein iss pre approved personal loan ko apply karenge to aapko yaha se loan kitna amount tak ka mil jaata hai to mai aapko bata doo ki yaha se aapko maximum 20Lakh rupees tak ka loan mil jaata hai…
ICICI Bank Pre Approved Personal Loan Tenure?
To ab yah jannna zaroori ki bhale aap log personal loan ko lete hai jaise usme aap log jo loan amount paate hai to usme bhi aapko tanure milta hai usi tarike se aapko aap apna loan ka repayment karne ka duration milta hai to mai aapko bata doo same pre approved personal loan mein aapko loan jo milta hai usme bhi aapko tanure milta hai jo ki aap logo ko 12 month se 60 months tak ke liye mil jaata hai..
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ICICI Bank Pre Approved Personal Loan Interest Rate?
To aayiye jaante hai ki jab aap log icici bank mein pre approved personal loan ko jab aap apply karenge to aap log kyunki ek loan le rahe hai to aapko interest bhi pay karna padega jo ki aap logo ko baaki banks mein pay karna padta hai to jab aap log pre approved personal loan lete hai to aapko per annum ke according 10.25-19% ka interest pay karna padta hai..
ICICI Bank Pre Approved Personal Loan Processing Fee?
To aapko bata doo ki jii haa jab aap log icici bank se pre approved personal loan ko apply karte hai to aapko processing fee bhi required hoti hai to aapko bata doo ki yaha par aap jab loan lete hai to aapko 2.50% ka processing fee charges pay karna padta hai including GST..
ICICI Bank Pre Approved Personal Loan Requirements?
To jaise ki maine aapko icici bank pre approved personal loan ke benefits bata diya hai to mai aapko bata doo ki aap iss loan ko easily disbursal kar sakte hai jisme aapka maatr 3 second ka time lagta hai aur loan ka amount sidha aapke bank ac mein mil jaata hai lekin iss chhij ko paane ke liye requirements zaroori hai jo ki hai..
Clean Track
Clean and neat transaction process
Good cibil score
Great credit score
Any emi is bounced etc..
ICICI Bank Pre Approved Personal Loan Eligibility?
To agar baat kare ki aap icici bank ke iss pre approved loan ko paane ke liye aapki kya yogyata honi chahiye..
To bata doo ki jo mostly requirements hai wo to maine aapko bata diya hai upar lekin aapko bass mostly eKYC documents ki need hogi..
Aur saath hi agar aap internet banking ke through access karte hai to aap iss loan ko online hi paa sakte hai
Aur main requirements yahi hai ki aapko age 22+ honi chahiye
Aur aapki Salary per month 30000+ honi chahiye..
Aap jis jagah rahte hai waha ka maximum 1 years ka residential proof hona chahiye..
Aur saath hi aapka job profession mein aapka work experience 2 years se maximum ka hona chahiye..
Saath hi aapka account icici bank mein hona chahiye..
Aur aapka Sara status ekdam clear hona chahiye..
ICICI Bank Pre Approved Personal Loan Kaise Le? / ICICI Bank Pre Approved Personal Loan Kaise Apply Kare?
To baat karte hai sabse main ki aapko step kon se follow karne hai jiske basis par aapko icici bank se pre approved loan ko paa sakte hai..
To aapke paas 2 option hai jisme se pahla option hai ki aap iss loan ko application form ko fill karke aur apne nearest branch mein jaakar ke submit kar dena hai aur aapka yah loan easily approved ho jaayega jisme aapko application form ki need hogi pre approved personal loan application form ko jo ki aap apne nearest icici bank mein paa sakte hai..
Aur doosre option mein aap iss loan ko online hi apply kar sakte hai to aapko bata doo aapko steps ke saath follow karna hai..
Sabse pahle aapko icici bank ki official site par visit karna hai aur isi ke saath aap icici mobile banking app mein visit karna hai
Next aapko loan ke option mein personal loan ke option mein pre approved personal loan le option par click karna hai..
Jo online application form milega use fill karna hai jisme aapko Required Amount fill kar dena hai
Aur aapka loan easily apply ho jaayega
ICICI Bank Pre Approved Personal Loan Late Fee Charges?
To ji haa jab aap log iss loan ko paate hai aur jab aapka monthly emi tayyar hota hai aur agar aap uss emi ko kisi kaaranwash late pay karte hai to aapko yah agar emi ko late pay karenge to aapko uska charge 400 rupees + bounce charge pay karna padega..
ICICI Bank Pre Approved Personal Loan Repayment?
To baat karte hai ki jab aap iss loan ko yaani pre approved personal loan ko paa lenge apne account mein to aap iss loan ko apne bank ko wapis kis method se kar sakte hai..
To iske kaafi options hai.
I mobile app
Icici bank ki official site ke through
Saath hi sabhi net banking facilities ko use karke.
ICICI Bank Pre Approved Personal Loan Cancellations Charges?
Ab aapne yah to dekha hoga ki aap iss loan ko le sakte hai aasani se lekin baat yah bhi aa jaati hai ki aap iss loan ko kisi kaaran se cancel karte hai to aapka charge pay karna padega jo ki aapko 3000 rupees tak ka pay karna pad sakta hai..!!
Conclusion?
To aaj ki iss post mein humne jaana hai ki aap log kis tarike se icici bank se pre approved personal loan ko kaise apply kar sakte hai saath hi aap log kaise iss icici bank pre approved personal loan ko kaise le sakte hai isse related aapko iss post mein saari baat details mein batayi gayi hai..
Aasha Karti Hoon Ki Aapko Yah Post Pasand Aayi Ho..
Aapka Shukriya
Jyoti Sharma
