Hello friends,
Kaise hai aap sabhi log ummid karti hoon badiya honge toh aaj ke post hum jaanenge ki msme loan kya hai jaisa ki aap log jaante hai sarkar aaj ke samay mein chote chote business ko promote Kiya Jaa Raha hai taaki wo log msme mein yogadan de aur hamare desh ki GDP ki growth badh sake then sabse pahle shuruwat hoti hai unn logo se jinhone apna Naya vyapar shuru kiya hota hai aur kyuki unke paas labour power utni nahi hogi jitni ek crore mein turnover karne walo ki hoti hai to ese mein shuruaat mein chote business karne walo ko unke business ko support karne ke liye sarkar iss type ke msme loan deti hai
Iske baad usne liye hue loan ko sahi samay par Byaz sahit wapas kar deta hai to uska credit history accha bann jaayega jisse jab ab uska business thoda grow ho jaayega to uske business ko expansion karne ke liye bhi sarkar msme loan degi lekin iss loan mein Naya yah hai ki pahle wale msme loan ke amount se kahi zyada use loan milega.!!
To aayiye jaante hai ki aap sab bhi kaise le sakte hai msme loan ko jaaniye Jyoti Kumari ke saath .nn
Table of Contents
Central Bank Of India MSME Loan Kya Hai?
To jaisa ki aap jaante hai ki Central Bank of India MSME loan ek tarike ka loan hai jo bank ke dwara aapko diya jaata hai aur ab jaise ki aapko pata hai ki msme chhote karobari se lekar ke bade karobariyo ko Paisa as a loan dete hai ab iska kaaran bhi hai kyunki jo bhi log msme industry ke andar hai unke business se ek to hamare desh ka rozgaar badh raha hai aur doosra economically desh ki GDP mein 29 pratishat ka yogdan hai.
Ab loan msme ka Central Bank of India se Milne ke kaafi alag alag matrix hai jo ki aapki eligibility ko dekhkar hi aapko uss loan ke hisab se capable maan kar ke loan amount ko disbursed kiya jaayega.
Central Bank Of India MSME Loan Benefits?
1.Msme loan lene par aapka loan jaldi sanction ho jayega.
2.Ek toh isme kam documents lgta hai par aapne zayada loan liya hota ya amount kaafi bada ho toh uske hisab se zayada documents lgenge.
3.Isme aap pe kam interest aur kam processing fee lagti hai.
4.paise ko chukane ka din bahut zayada milta hai.
5.Isme loan lene ka amount kaafi zyada milta hai taki business ki kami ko poora kiya ja sake.
Central Bank Of India MSME Loan Kyun Le?
Loan Isliye lena chahiye kyuki humhara business msme mein aata hai.
Humhe loan isliye kyuki humhe apne business ko badane ki zarurat hai isliye humne loan chahiye.
Central Bank Of India MSME Loan Amount?
Central Bank of India msme loan mein aapko jitna amount jo hai provide karwaya jayega wo hai Minimum 1 lakh to Maximum 5 crore tak ka.
Central Bank Of India MSME Loan Interest Rate?
Msme loan ka byuz dar jo aapko pay karna padta hai wo hai 11.25% p.a. yeh Central Bank of India msme lene ke baad lgne wala interest rate hai.
Central Bank Of India MSME Loan Documentation?
1. Sabse pahle aapko Central Bank of India ka application form msme wala chahiye.
2.Income proof ke liye aapke pass profit and loss ki balance sheet pichle 2 saal ki dikhani zaruri hai.
3.Tax documents ke par aapke pass IT returns, sales tax return ho.
4.Lease agreement wo jo ki aap jaha aapki company hai wo place pe kaam kar rahe hai usko lease pe li ho.
5.Trade licence product ko bechne ke liye jo ki government licence deti hai.
6.proof of securities ke tor par lease document as a security dena padta hai.
Central Bank Of India MSME Loan Eligibility?
1.Isme aapki age minimum 18 honi aur maximum 65 years ho.
2.Aur aapka business ka turnover saal mein 25 lakh to 50 crore ke bich hona chahiye.
3.Isme koi bhi third party ka collateral nahi jama hota hai.
4.central bank of india poori tarike se eligible hai kyuki yeh ek government bank ke under aata hai.
Central Bank Of India MSME Loan Tenure?
Central Bank of India msme loan tenure yaani ki duration time aapko kitna diya jata hai toh aapko 12-36 months tak time milta iss loan ko return karne ke liye.
Visit : https://www.centralbankofindia.co.in/en/Loan_Application_MSME_Products
https://www.centralbankofindia.co.in/en/MSME-BANKING
Central Bank Of India MSME Loan Kaise Le?/ Central Bank Of India MSME Loan Kaise Apply Kare?
Online Method:-
Sabse pahle aapko chrome browser par jana hai.
Uske baad aapko search karna hai central bank of india msme loan apply ke liye.
Uske baad aapko Central Bank of India ki website par jana hai.
Uske baad online msme loan application form par tab karna hai.
Then aapko do option dikhenge.
Jansamarth aur psb loan in 59 minutes ka.
Uske aapko psb loan in 59 minutes par click karna hai.
Iske baad msme loan ko chocouie karna hai.
Then registration karna hai.
Then aapko details ko bharna hai.
Application form ko bharna hai.
Then aapko submit ke button pe tap karna hai.
Iske baad aapko reference number mil jayega.
Iske baad aap track kar sakte hai ki aapka msme loan kab tak aayega.
Offline Method:-
Pahle toh aapko Browser ko open karna hai.
Then Search central bank of india msme loan application form ko.
You can get application form for msme loan upto 3 crore.
Then aapko form ko fill karna hai.
Aur Attach karna hai apne documents ko.
And visit nearest branch and submit application form.
FAQ:-
Kya Naya business shuru karne ke liye milta hai central bank of India se msme loan?
Jii haan agar aap ek startup base par naya business karte hai aur wo msme ke andar aata hai to haa.
Kya ek baar msme loan lene ke baad dobara aavedan kar sakte hai.?
Yes…! May be agar aap previous loan ko time par repayment karte hai aur defaulter ghoshit nhi hote
Conclusion?
Toh aapko Central Bank of India se aap msme loan
Ke liye kaise apply kar sakte hai aur jiske liye documents hone aapke pass kafi zaruri hai jisse documents ki need ko poori ki ja sake aur iska poora process aa logo ne isme samjha hoga.
Ummid karti hoon aapko yeh article samajh aaya ho.
Aashish Kummarr
