Namaskar saathiyo aur kaise ho aap sab i hope theek honge jaise ki aaj ke iss article mein aapko batane waali hoon ki business loan kya hai aur aaj ke time me logo ko kyu jarurat hai business karne ki aaj ke time mai harr vyakti chahta hai ki wo jayada se jayada income earn kare aur apni family ke liye kuch kar sake lekin inn sab baato se yeh pata chalta hai ki ek business ko karne ke liye loan ki jarurat padati hai jo ki humhe bank ke through hii mil Sakta hai.
Table of Contents
State Bank Of India Business Loan Kya Hai?
Waise toh harr vyakti chahta hai ki wo business kare jiss ke liye humhe loan ki jarurat padti hai aur wo bank hii dilwa sakti hai business loan hum tabhi lete hai jb humhe business karna ho ya usse related kisi kaam ke liye.
State Bank Of India Business Loan Benefits?
1.Business loan mai aapko flexible repayment options mil jata hai.
2.aapko interest rate aapke hisab se mil jata hai.
3.Aur business loan lene par aapko loan jaldi process ho jayega.
4.Aapko business loan lene par koi bhi security deposit nhi karni padti.
5.Is loan mai aapko saare amount ek baar mai hii de diye jaate hai.
State Bank Of India Business Loan Amount?
Iski loan amount ko hum dekhe toh yeh 10,000-500 cr tak hai wo bhi kisi security deposit ke jo ki humhe nhi karna padega.
State Bank Of India Business Loan Interest Rate?
Yeh jo hai wo 9.05%-16.30% itna hai jo ki sabhi banko ka alag alag hota hai lekin yeh interest rate baki banko ke mukabale kam hai.
State Bank Of India Business Loan Tenure?
State Bank of India ki tenure time jo hai wo 12 month se 48 months tak ka hai jo ki aap iss amount ko repay acche se kar sakte hai.
State Bank Of India Business Loan Eligibility?
State Bank of India business loan ki eligibility kuch iss prakar humhe dekhne ko milti hai..
1.Ek toh aapki minimum age 22 tak honi chahiye.
2.Aur maximum age65 honi chahiye.
3.state bank se business loan koi bhi self-employed professional vyakti le sakta hai.
4.Aur aapke paas koi na koi business hona chahiye.
5.Aapke pass business ka pancard hona chahiye.
State Bank Of India Business Loan Documentation?
State Bank business loan lene ke liye aapke pass documents kuch iss prakar honi chahiye..
1.pahle toh aapke pass bank ki minimum 6 months ki bank statement honi chahiye.
2.Aapke business ka aapko per annum ke according ITR file ki report deni hogi jiske liye aap (ITR/trade license/establishment/sales tax certificate) ho.
3.Business license ka NOC aur local body license hona chahiye.
4.Aapke pass aapka identity proof ke tor par eKYC documents jaise ki passport, aadhar card, voter id card, driving license and pan card.
5.Aapke pass sabhi address proof hona chahiye like ration card, telephone bill, electricity bill, passport, trade license and sales tax certificate.
State Bank Of India Business Loan Processing Fee?
State Bank of India business loan processing fee jo hai wo 2%to 3% tak hai jo aapko bank ko dena hota hai.
State Bank Of India Business Loan Kaise Le / State Bank Of India Business Loan Kaise Apply Kare?
Online method:-
pahle toh aapko business loan ke site par visit krna hai.
Uske baad aapko loan ke option par click karna hai.
Waha jakar sabhi information ko collect karni hai.
Fir application form ko fill karna hai.
Aur apni personal aur professional details fill karna hai.
Uske baad aapke signature aur sign dena hai.
Fir aapka form poori tarah se fill ho Jayega.
Offline method:-
Pahle toh aapko aapne near hii branch me visit karna hai.
Waha se application form borrow karna hai.
Fir usko acche se fill karna hai.
Then apni details ko acche se fill karna hai.
Uske baad aapko apne saath le gaye kuch documents ko attached kar dena hai.
Then application ko apne documents ko attached kar dena hai.
Fir aapko apne authentic signature karke submit kar dena hai.
Then aapka business loan successfully submit ho jayega.
Conclusion?
Toh aaj humne business se related baat kari hai ki kaise hum ek business ko start kare aur uske liye aapko loan kaise mil sakta hai jisse harr vyakti jo business krna chahte wo afford kar paye.
Asha hai aaj ke article mai aapko aapke jawab mil gaya hoga.
Aashish Kummarr
