Namaskar Yaaro kaise ho yaaro sab thikk..
To aaj ke iss post mein hum log baat karne waale hai ki aap log business loan kaise le sakte hai ab yah baat takriban sabhi logo ko pata hai ki aaj ki taarikh mein agar aapko sirf apne life ko acche tarike se chalana hai to aapko kisi na kisi fileld mein expertise kaayam karke aapko usko business module se bhi chala sakte hai jaise ki aaj ki hum iss post ke maadhyam se karne waale hai ..
To shuruwat mein jin logo ko business karne ka koi idea nahi rahta hai aese mein wo log big investment karenge to wo risky ban jata hai aur doosra yah bhi ki unko itni badi funding milti bhi nahi hai to beginning hamesha ek chhote se shuruaat se hoti hai to baat yah aa jaati hai ki shuruaat karne ke liye aapke paas koi small business se shuru karne hoga par important hai kisi bhi business jitna bada role idea ka hota hai utna hi funding ka bhi hota hai to shuruaat mein aapko business karne ke liye loan amount kaha se milega to iss case mein bank aapki help karta hai..
To aaj hum Federal Bank se business loan lene wale hai jo ki ek small finance business ke tor par aapko milega..
Table of Contents
Federal Bank Small Finance Business Loan Kya Hai?
To mai aapko bata doo ki federal bank ek private corporation banking sector hai jaha par aapko sabhi banks waali facilities kaafi aasani se mil jaayegi aur aap yaha par apne wahi sare service ko use kar sakte hai jo ki aap baaki ke banks mein jaakar ke karte hai aur saath hi business loan se related ye faq hai ki business karne ke liye shuruaati time par beginner business man aur growth ke basis par aapko loan lene ke liye aapko federal bank small finance business loan provide karwata hai .
Federal Bank Small Finance Business Loan Objectives?
Jo bhi naye business man business karna chahte hai and uski growth chahte hai iske liye loan le sakte hai .
Already kiye jaane waale business ki growth ke liye loan liya jaa sakta hai..
Iss type ke business loan secured nahi hote hai to aapko iss loan ko lene ke liye kisi security deposit ki need nahi hai .
Attractive business loan for growth and development
Attractive interest rate
Federal Bank Small Finance Business Loan Features?
Federal Bank small finance business loan lene par aapko loan jaldi process ho jaayega
Aur saath hi aap log small finance business loan lene par aapka loan jaldi approved bhi ho jaayega..
Isi ke saath aap apne business loan ko track bhi kar sakte hai aur loan transferable features is also available..
Simple assesment norms
Federal Bank business loan mein aapko loan amount ka tanure yaani ki duration aapko 120 months tak ka mil jaata hai..
Saath hi business loan mein aapko flexible repayment options mil jaata hai..
Aapko bahut hi affordable and attractive interest rate mil jaate hai federal Bank small finance business loan mein..
Aapko small finance business loan mein bahut hi low margin requirements milti hai security deposit ke liye..
Federal Bank Small Finance Business Loan Kitne Amount Tak Mil Jaata Hai?
To aapko mai bata doo yah totally depend karta hai ki aapka business kis niche mein hai isi ke saath aapka business categories bahut differ karta hai ki aapko business loan mein loan amount kitna mil sakta hai..
Federal Bank Small Finance Business Loan Ka Tanure Kitna Mil Jaata Hai?
To baat karte hai ki jab aap log federal bank se small finance business loan lete hai to aapko aur aapke dwara liye jaane waale loan mein loan ka amount ka repayment duration it means aapko tanure kitna mil jaata hai to iska answer hai 120 months ke liye aapko loan mil jaata hai…
Federal Bank Small Finance Business Loan Mein Aapko Interest Rate Kitna Pay Karna Pad Sakta Hai?
To aapko bata diya jaaye ki jab bhi aap log federal bank se small finance business loan lete hai to aapko uska accha khasa interest rate mil jaata hai jo ki har ek customer ke liye attractive bhi ho aur affordable bhi to aapko bata doo ki agar aap business loan agar aap 10 crores tak ka lete hai to aapko loan ka maximum interest rate 10.10%-13.15% tak ka mil jaata hai..
Federal Bank Small Finance Business Loan Repayment Options?
To hum ab yah jaante hai ki jab aap log loan lete hai to aapko loan ka utilisation karne ke baad usko aap repay kaise kar sakte hai aur kis method se yah mai aapko points wise batata hoo..
Cheque ke through..
Fednet (Internet Banking)
NACh
Mobile Banking etc..
Federal Bank Small Finance Business Loan Eligibility Required?
To baat karte hai ki aakhir kaar federal bank se small finance business loan le kon kon sakta hai ..
To aapko bata doo ki sabse pahle to aapka account hona chahiye federal bank mein jiska account age minimum 6 months old ho..
Isi ke saath aap agar ek individual hai tab bhi aap business loan le sakte hai..
Aur federal Bank se small finance business loan le wo vyakti bhi sakta hai jo ki self employed ho..
Aur self employed professional vyakti bhi iss loan ko easily le sakta hai…
Koi bhi firms ya proprietorship industry wale bhi small finance business loan le sakte hai..
Partnership and LLP with companies wale bhi iss business ko le sakte hai..
Aur koi other legal entity ya engage manufacturing industry ya service trade or excluding NBFCe / Chit Companies/ Export Credit/ Real Estate wale bhi le sakte hai..
Federal Bank Small Finance Business Loan Documentation?
To aayiye ab yah jaan lete hai ki federal bank se small finance business loan lene ke liye Documentation aapke paas konsi honi chahiye..
Bank Account statement chahiye aur latest hona chahiye ya previous 12 months ka ..
Income Tax Return iske alawa Sales Return or saath hi GSTR ka proof with paper work..
Aapke jo bhi business ke financial statements hain wo fir bhale audited ya unaudited applicable hona chahiye aur yah details pichle 2 saalo ke hone chahiye agar kisi unit ka existant ho ..
Aur sabhi Finance Business statement honi chahiye jo ki aapka business project ho..
Business license ka NOC aur local body license hona chahiye competent authority ka jo bhi aapka present mein business ho..
Business loan lene ke liye proof of continuation hona chahiye ITR ya fir Sales Trade License uski present validation aur sales tax certificate..
Aapke paas aapka identity proof in short eKYC documents like Passport/ Aadhar Card/ Voter ID Card/ Driving Licences and Pan Card
Aapke paas sabhi address proof hona chahiye jaise Ration Card/ Telecom Bill/ Electricity Bill/ Lease Agreement/ Passport/ Trade License and Sales Tax Certificate
Federal Bank Small Finance Business Loan Kaise Le? / Federal Bank Small Finance Business Loan Kaise Apply Kare?
To aayiye ab jaante hain ki aap log kaise federal bank se small finance business loan ko apply kaise kar paayenge..
To sabse pahle aapke paas federal bank ka ek existing account hona chahiye jiski kam se kam 6 months age ho tab hi aap ek tarike se eligible hai .
Iske aalawa aapko federal bank ki official site par visit karna hai…
Then aapko home ke section par jaakr sabse pahle business loan wale option ko choose karna hai.
Then aapko business section mein business loan ko choose karne ke baad
Then aapko business loan ka jo home page milega usme aapko snipet section mein how to apply ka option milega..
Aapko us par click karna hai..
Iske baad aapki eligibility smajhate huye aapko download the application form par click karna hai.
Then usko printout mode mein nikalkar aapko required documents ko attached kar dena hai..
And jo bhi aapka nearest branch hai federal bank ka waha Submit kar dena hai..
Conclusion?
To aaj ke iss post ke maadhyam se humne aapko bataya hai ki aap log kis tarike se federal bank se business loan le sakte hai aur kaise aap log federal bank se business loan kaise apply kar sakte hai ya fir in short kahoo to kaise aap log federal bank se small finance business loan kaise le sakte hai aur saath hi kaise aap log federal bank se small finance business loan kaise apply kar sakte hai..
Aasha karta hoon ki aapko yah post kaafi informative lagi ho ..
“Shukriya Aapka”
