Namaskar sathiyao,
Kaise ho aap sabhi log ummid karti hoon acche bhale honge toh aaj ke article hum jaanenge ki msme loan kis type ka loan hai jiski wajah se chote vyapari ko aage badne ka moka aur apna business shuru kar sake msme loan chote chote business man ko support karta hai jisse wo desh ki economic growth kar sake kyuki agar hum inn chote business man ko support nahi karenge toh desh ki economic growth nhi ho payegi kyuki inn chhote chhote vyapari ka roll desh mai akela jo rojgar mein hai wo hai 45 partishit log lge hue hai.
Msme chote vyapari aur medium enterprises ko badawa deti hai msme mai kaafi log jude hue hai aur isme kaafi rojgar ke avsar yaha zayada dekhne ko milte hai aur msme jaise loan ko logo ko dekar government unke kaam aur unki income ko bada badawa deti hai taki unke business ko poori tarah se support mil sake.
Table of Contents
Bank of Baroda Msme Loan kya Hai?
Msme loan yeh wo loan jiske dwara aapko apne business ko shuru karne mein help karta hai aur yaha jo chote vyapari hai aur usse bade sabhi log yaha se loan le sakte hai aur kai vyapario ka business msme mein aata hai toh yeh loan unn sabhi logo ko kaafi madad karta bhi hai.
Bank of Baroda Msme Loan Benefits?
1.Accessibility yaani ki aapko loan lene mein kaafi asani hoti hai.
2.Full control matlab ki apna khud ka niyantran rahta hai msme loan par.
3.Aur saath hi kam se kam interest aur affordable byaz dar par loan milega.
4.Jo aapka loan hota hai usko aap apne hisab se jaldi chukate ho to short term commitment ke tor par kaam karta hai
Bank of Baroda Msme Loan kyu Le?
Taki apne business ko acche se shuru kar paye aur jiske liye aapko zaruri hai bank of baroda se loan lene ke liye aur yeh bhi yeh ki aap jo business kar rahe hai wo msme mein include hota hai.
Bank of Baroda Msme Loan Amount?
Bank of Baroda se jab aap msme ke liye loan lete hai toh aapko bank kitna amount deti hai toh isme aapko 5 crore tak ka amount deti Hain.
Bank of Baroda Msme Loan Interest Rate?
Bank of baroda ki bank policy par interest rate depend Karta hai ki loan lene ke baad aapko byaj kitna dena padega jo bank decide karti hai.
Bank of Baroda Msme Loan Eligibility?
1.Aapki age kam se kam 18 years honi chahiye.
2.Aur zayada se zayada aapki age 65 years ho.
3.25 lakh se 50 crore tak ka aapka business ka turnover salana ho.
4.Aur isme collateral jo hai third party ka submit nhi hota.
5.Msme loan lene ke liye aapke pass isse related sabhi documents hone chahiye.
Bank of Baroda Msme Loan Documentation?
1.Identity proof:-
Pan card
Aadhar Card
Voter ID card
Passport
2.Address proof:-
Ration card
Rental agreement
Utility bill
3.Business address proof:-
Rental agreement
Lease agreement
Electricity bill
4.Income Proof:-
Profit and loss account ki last 2 year ki balance sheet mandatory hai.
5.Tax documents:-
Income tax returns
Sales tax return
Pan Card
6.Proof of securities offered:-
Photocopies of lease deeds or title deeds jaha aapki company ka land ho usko lease par li ho uske paper hone chahiye.
7.Other documents:-
Project report
Estimated balance sheet
Project report
Bank of Baroda Msme Loan Tenure?
Iske tenure ki baat kare toh isme aapko jo time limit milta hai ki aap issi samay ke bich ya ussi time period mein toh aapko 3-7 years milta hai including moratorium period.
Visit : https://www.bankofbaroda.in/business-banking/msme-banking/loans-and-advances/digital-msme-loan
Bank of Baroda Msme Loan kaise Le?/Bank of Baroda Msme Loan kaise Apply kare?
Online Method:-
Sabse pahle aapko bank of baroda MSME loan ke liye search karna hai.
Then aapko official website par visit karna hai.
Uske baad aapko apply now par click karna hai.
Fir aapko form ko fill karna hai aur mobile number daalna hai then 6 digit ka OTP daalna hai.
Aur aage aapko prooced par click karna hai.
Proceed karne ke baad 3 details aayegi
Basic information aur business aur other form aayenge
Waha par diye gaye tino section ko bharna hai.
Aur submit par tap karna hai.
Application number ya reference number aayega jiske behalf par loan ko track Kiya ja sakta hai.
Offline Method:-
Sabse pahle aapko Browser par click karna hai.
Then aapko search par jana hai.
Uske baad Search bank of baroda msme loan.
Then Click bank of baroda msme website.
After that Get all information about msme loan.
And go to download form option pe.
And Find msme loan upto 2 crore application form.
Then Click and download application form.
Uske baad Fill karna hai form ko.
And attach the important documents included.
Then Go to branch and submit the form.
Kya Naya business shuru karne ke liye milta hai bank of baroda se msme loan?
Hann but isme turnover aur eligibility matter karengi bank of baroda se msme loan lene ke liye..!
Kya ek baar msme loan lene ke baad dobara aavedan kar sakte hai?
Yes but aapka past loan ke repayment acchi ho toh aap dubara se msme loan ke liye aavedan kar sakte hai.
Conclusion?
Toh aap sabhi ne iss article ke madhyam se samjha hoga ki msme kis prakar ke loan mein aata hai aur aap sabhi ki vyapar karne mein help karta hai jo ek chote chote business man ko bank support karta hai iss loan ke through.
Asha hai ki aapko msme loan ke baare details mein
Samjh aaya ho.
Aashish Kummarr
